Credit Cards

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Apply for your credit card by clicking here,  visiting a branch, or by calling (915) 562-1172 or (800) 351-1670.

No matter what kind of credit card you’re looking for, we have a card with terms and conditions that are perfectly matched to you and your lifestyle! Move beyond traditional credit cards, and you'll move beyond banking with FirstLight Federal Credit Union! From the Secured Visa Platinum  to the Visa®  Platinum and CURewards Visa®  Platinum which feature a credit limit up to $20,000 for qualified members. Interest rates are based on your creditworthiness; therefore a great credit score will qualify you for a lower interest rate. We’re sure to have the ideal credit card for you.

Our Visa® credit cards offer:
·         no annual fees
·         no balance transfer fees
·         no cash advance fees
·         ATM access for cash advances
·         a 25-day grace period on all purchases
·         Visa’s® Zero Liability protection
·         Auto rental insurance
·         24 hour customer service at 1-800-654-7728 with Cardholder Services.
·         Falcon Fraud Protection monitors your credit card for suspicious activity 24/7/365
·         Credit life and/or disability are available on your card for a low monthly fee
·         Online access to view your credit card by logging into your online banking account!
o    View your statements
o    Check your payment status
o    Review recent transactions
o    The Make a Payment feature allows you to pay your card using any savings or checking account.
·         Verified by Visa allows you to register a personal password to help protect you from unauthorized use of your credit card at any participating online stores. Click here to enroll your Visa® today!

Intro Rates
Our FirstLight Visa Platinum and CURewards Visa Platinum credit cards offer you a special 3.9% or 5.9% APR introductory rates on all purchases for the first 6 months for qualifying members! Certain restrictions apply.

Visa Platinum

Visa® Platinum allows you to enjoy the prestige and the purchasing power to buy big-ticket items with a rate as low as 7.9% APR. You get all the benefits of Travel & Emergency Assistance Service, Warranty Manager, Purchase Security and Personal Identity Theft Coverage.   Move beyond banking, and move up to a Visa®  Platinum from FirstLight Federal Credit Union!

CURewards Visa Platinum

Reward yourself with our premier card - the CURewards Visa Platinum. Every purchase you make with the CURewards Visa Platinum card earns you points toward valuable rewards. You can take home an award for as few as 2,500 points. Go on a cruise for 18,500 points!  Go to for details. Once in, non-CURewards members may click the “Demo” area.  At a rate of 8.4% APR, CURewards Visa Platinum gives you access to quality merchandise and exciting travel opportunities while offering all the benefits of our standard Visa Platinum.

Secured Visa Platinum

Are you a first-time cardholder wanting to build your credit history? This may be the card for you if you’ve never had credit before, or need to repair your credit. Start building your credit history now! The Platinum Secured card offers a credit limit between $200 and $20,000 with an interest rate of 13.9% APR.  How easy is it to move beyond banking? Simple - you're already guaranteed approval for the secured card at a fixed rate.

Important Numbers

Cardholder Services

Lost/Stolen credit card or to Dispute Transaction(s)

Falcon Security Phone Call
1-888-918-7313 or 1-727-299-2449

Credit Card Agreements



Visa Credit/Check Card Dispute Form

Credit Card Payment Mailing Address

Visa or MasterCard

P.O. Box 60097

City of Industry, CA 91716-0097

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